2020년 최고의 P2P 대출 추천

P2P 대출은 1금융권에 비해 대출 자격이 비교적 덜 엄격하고 심사속도도 빨라 1금융권에서 대출이 어려운 소비자에게 우수한 대안이 될 수 있습니다. P2P 대출은 투자자와 대출자를 직접적으로 이어주는 핀테크 서비스 이기 때문에 규모가 큰 플랫픔일수록 투자자와 투자금이 많아 더 좋은 조건으로 더 빠르게 대출을 받을 수 있습니다. 따라서 밸류챔피언은 한국P2P금융협회에 등록된 저명 플랫폼 중 가장 큰 규모와 가장 좋은 조건을 제공하는 곳을 비교하여 종합해 보았습니다.

최고의 P2P플랫폼 부동산담보 대출

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud22c\uac8c\ub354\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c - Image\" data-eventlabel=\"\ud22c\uac8c\ub354\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud22c\uac8c\ub354\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Floan.together.co.kr%2Findex.do\"\u003E\u003Cimg alt=\"\ud22c\uac8c\ub354\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/together-funding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/together-funding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/together-funding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud22c\uac8c\ub354\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c - 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Button\" data-eventlabel=\"\ud22c\uac8c\ub354\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud22c\uac8c\ub354\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Floan.together.co.kr%252Findex.do\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud14c\ub77c\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c - Image\" data-eventlabel=\"\ud14c\ub77c\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud14c\ub77c\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Floan.terafunding.com%2Fmortgage\"\u003E\u003Cimg alt=\"\ud14c\ub77c\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud14c\ub77c\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c - 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Button\" data-eventlabel=\"\ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.vfunding.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c - Image\" data-eventlabel=\"\ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.vfunding.co.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c - Button\" data-eventlabel=\"\ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ube0c\uc774\ud380\ub529 \ubd80\ub3d9\uc0b0\ub2f4\ubcf4 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.vfunding.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A - Image\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" rel=\"noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" href=\"\/redirect?link=https%3A%2F%2Fwww.lensa.co.kr%2Flookup%2Festatemain\"\u003E\u003Cimg alt=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A - Button\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.lensa.co.kr%252Flookup%252Festatemain\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A - Image\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" rel=\"noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" href=\"\/redirect?link=https%3A%2F%2Fwww.lensa.co.kr%2Flookup%2Festatemain\"\u003E\u003Cimg alt=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A - Button\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan A\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.lensa.co.kr%252Flookup%252Festatemain\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

부동산담보 대출이란 말 그대로 토지, 아파트, 상가 등의 부동산을 담보로 받는 대출을 뜻 합니다. 투자자에겐 부동산이라는 담보가 있어 파산 시 담보를 팔아 돈을 되돌려 받을 수 있기 때문에 여러 종류의 대출 중 이자가 낮은 축에 속합니다. 현재 1금융권 주택담보대출의 금리는 3%대 인데 비해 P2P 부동산담보 대출의 최저금리는 5~7%대로 P2P특유의 쉬워진 대출심사에 비해 크게 높지 않습니다. 더불어 몇몇 대출 플랫폼의 최고 금리 또한 10%를 넘기지 않기 때문에 합리적인 금리로 대출을 제공 받을 수 있습니다.

P2P 부동산담보 대출 금리 비교

부동산을 담보로 제시할 시 감정과 담보 인정 비율 (LTV)에 따라 대출 할 수 있습니다. LTV란 부동산의 가치를 담보로 대출 받을 수 있는 금액의 비율을 뜻 합니다. 예를 들어 LTV가 60%이고 부동산의 가치가 1억이라면 최고로 대출 받을 수 있는 금액은 6천 만원이고, 허용되는 LTV는 높을수록 더 많은 자금을 빌릴수 있다는 뜻이 됩니다. 특히 P2P 대출 플랫폼의 LTV는 80% ~ 90%를 상회 하기 때문에 큰 대출이 필요하신 분에게 효율적일 수 있습니다.

최고 규모의 부동산 P2P대출 플랫폼 정리

서비스 명월평균대출액금리LTV
투게더펀딩27,694,583,333원5.50~9.80%80%
테라펀딩7,155,166,667원4.00~19.00%%90%
브이펀딩3,705,000,000원4.50~19.90%미확인
렌딩사이언스2,731,833,333원7.50~9.90%미확인
피플펀드10,503,666,667원7.50~10.00%85%
어니스트펀드4,680,333,333원6.00~19.00%85%
8퍼센트2,347,000,000원6.50~12.00%85%
2020년 1분기 기준

최고의 개인신용 대출 P2P플랫폼

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Button\" data-eventlabel=\"\ud53c\ud50c\ud380\ub4dc \ud53c\ud50c\ud380\ub4dc\ub860\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud53c\ud50c\ud380\ub4dc \ud53c\ud50c\ud380\ub4dc\ub860\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.peoplefund.co.kr%252Floan%252Fintro\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11 - Image\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" rel=\"noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" href=\"\/redirect?link=https%3A%2F%2Fwww.lensa.co.kr%2Flookup%2Fmain\"\u003E\u003Cimg alt=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11 - Button\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.lensa.co.kr%252Flookup%252Fmain\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11 - Image\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" rel=\"noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" href=\"\/redirect?link=https%3A%2F%2Fwww.lensa.co.kr%2Flookup%2Fmain\"\u003E\u003Cimg alt=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendingscience-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11 - Button\" data-eventlabel=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub80c\ub529\uc0ac\uc774\uc5b8\uc2a4 Apolloan 11\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.lensa.co.kr%252Flookup%252Fmain\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c - Image\" data-eventlabel=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Floan.lendit.co.kr%2Floan\"\u003E\u003Cimg alt=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendit-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendit-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendit-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c - Button\" data-eventlabel=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Floan.lendit.co.kr%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c - Image\" data-eventlabel=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Floan.lendit.co.kr%2Floan\"\u003E\u003Cimg alt=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendit-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendit-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/lendit-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c - Button\" data-eventlabel=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub80c\ub527 \uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Floan.lendit.co.kr%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fcrepass.com%2F%25eb%258c%2580%25ec%25b6%259c%2F\"\u003E\u003Cimg alt=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/crepassfund-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/crepassfund-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/crepassfund-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fcrepass.com%252F%2525eb%25258c%252580%2525ec%2525b6%25259c%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fcrepass.com%2F%25eb%258c%2580%25ec%25b6%259c%2F\"\u003E\u003Cimg alt=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/crepassfund-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/crepassfund-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/crepassfund-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud06c\ub808\ud30c\uc2a4\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fcrepass.com%252F%2525eb%25258c%252580%2525ec%2525b6%25259c%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

개인신용대출이란 개인이 돈을 갚을 수 있는 신용도를 이용하여 담보 없이 대출을 받는 것 입니다. 개인의 신용도는 신용등급, 직업, 소득, 연체 이력 등 다양한 요소를 종합하여 결정됩니다. 이 신용도는 사람마다 크게 다를 수 있기 때문에 금리 또한 3.00%대에서 19.90%로 큰 차이가 날 수 있습니다.

P2P 개인신용 대출 금리 비교

개인 신용 대출은 부동산 담보 대출처럼 투자자가 받는 담보가 없기 때문에 대출한도가 비교적 낮습니다. 하지만 1금융권으로 부터 돈을 대출 받을려면 신용등급이 최소 6등급이 되야하는 반면 P2P 플랫폼은 8등급까지 대출을 제공하는 곳도 있기 때문에 신용등급이 높지 않다면 좋은 대안이 될 수 있습니다.

최고 규모의 개인 신용 P2P대출 플랫폼 정리

서비스 명피플펀드렌딩사이언스렌딧크레파스펀드펀디드
월평균대출액1,003,083만원미확인349,183만원6,633만원833만원
금리3.5~19.9%3.7~19.9%5.5~15.8%5.5%5.5~17.5%
대출한도5,000만원3,000만원5,000만원500만원300만원
최고대출기간60개월24개월12개월24개월12개월
최저대출자격신용등급 1-7급
  • 4대보험 적용 근로자: 현직 3개월 재직, 연소득 2천만원
  • 기타 근로자: 6개월 이상 위촉 프리랜서, 연소득 3천만원
신용등급 7급, 공인인증서 보유신용등급 7급, 연소득 2천만 이상, 재직기간 (직장인 3개월, 프리랜서 6개월, 사업자 1년)90일 이상 연체, 채무불이행, 개인회생, 파산 기록이 없고 기존 신용대출이 과다하지 않은 경우신용등급 1-7급, 최근 1년간 연체/채무불이행 이력 없음, 소득 증빙 가능
2020년 1분기 기준

최고의 P2P 동산담보 대출

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fc-so.co.kr%2Floan%2FloanApply\"\u003E\u003Cimg alt=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/csofunding-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/csofunding-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/csofunding-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fc-so.co.kr%252Floan%252FloanApply\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fc-so.co.kr%2Floan%2FloanApply\"\u003E\u003Cimg alt=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/csofunding-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/csofunding-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/csofunding-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc2dc\uc18c\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fc-so.co.kr%252Floan%252FloanApply\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.topfund.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.topfund.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.topfund.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.topfund.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.pro-fit.co.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.pro-fit.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.pro-fit.co.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.pro-fit.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.miraclefunding.co.kr%2Floan%2Floan_guide.php\"\u003E\u003Cimg alt=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.miraclefunding.co.kr%252Floan%252Floan_guide.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.miraclefunding.co.kr%2Floan%2Floan_guide.php\"\u003E\u003Cimg alt=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.miraclefunding.co.kr%252Floan%252Floan_guide.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

대출을 필요로 하지만 담보로 사용할수 있는 부동산은 없고, 또 담보 없는 신용대출의 금리가 부담스러울때는 동산담보를 고려해볼수 있습니다. 동산담보 대출이란 부동산과는 다르게 비교적 쉽게 옮길 수 있는 동산자산을 담보로 내는 대출입니다. 동산의 종류로는 주식부터 귀금속, 명품 등 다양한 자산을 담보로 제출할 수 있습니다. P2P 대출 플랫폼 별로 취급하는 동산이 다르기 때문에 직접적으로 비교는 어려우나 플랫폼에 문의하여 동산담보에 맞는 대출한도와 금리를 알 수 있습니다.

서비스 명월평균대출액담보 가능 물품
시소펀딩14,204,770,000원거래가 산정가능 동산 외 매출채권, 명품, 노트북, 귀금속, 자전거등 일상물품 가능
탑펀드6,445,166,667원유형자산, 원자재, 재고자산, 채권, 지적재산권 등
프로핏758,473,333원거래가 산정가능 동산
미라클펀딩23,333,333원채권, 경매 배당금
코리아펀딩8,720,500,000원주식
2020년 1분기 기준

최고의 사업자 P2P 동산/매출담보 대출

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.topfund.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.topfund.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.topfund.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/topfund-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud0d1\ud380\ub4dc P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud0d1\ud380\ub4dc P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.topfund.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.pro-fit.co.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.pro-fit.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.pro-fit.co.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/profit-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud504\ub85c\ud54f P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud504\ub85c\ud54f P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.pro-fit.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.miraclefunding.co.kr%2Floan%2Floan_guide.php\"\u003E\u003Cimg alt=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.miraclefunding.co.kr%252Floan%252Floan_guide.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.miraclefunding.co.kr%2Floan%2Floan_guide.php\"\u003E\u003Cimg alt=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/miraclefunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ubbf8\ub77c\ud074\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.miraclefunding.co.kr%252Floan%252Floan_guide.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.koreafunding.co.kr%2Fguide%2Floan\"\u003E\u003Cimg alt=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/koreafunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/koreafunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/koreafunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.koreafunding.co.kr%252Fguide%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c - Image\" data-eventlabel=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.koreafunding.co.kr%2Fguide%2Floan\"\u003E\u003Cimg alt=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/koreafunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/koreafunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/koreafunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c - Button\" data-eventlabel=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ucf54\ub9ac\uc544\ud380\ub529 P2P \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.koreafunding.co.kr%252Fguide%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

사업을 하다보면 갑자기 큰 돈이 급하게 필요할 때가 있습니다. 이럴때 업체가 소유하고 있는 기계장치 또는 생산시설 같은 유형자산, 금속 또는 곡물 등의 원자재, 판매 또는 생산중인 제품을 일컫는 재고자산, 매출채권이나 임대차보증금 등의 채권, 그리고 지적재산 등은 담보로 쓸 수 있는 중요한 자산이 될 수 있습니다. 이 자산을 담보로 사용하여 사업자 대출을 받을 경우 비교적 낮은 금리로 자본을 확보할수 있습니다. 인정 받을 수 있는 비율은 자산종류, 대출 플랫폼, 마다 다를 수 있지만 P2P 플랫폼에 문의하여 그에 맞는 LTV와 금리를 알 수 있습니다.

서비스 명월평균대출액담보 가능 물품
탑펀드6,445,166,667원유형자산, 원자재, 재고자산, 채권, 지적재산권 등
프로핏758,473,333원거래가 산정가능 동산
미라클펀딩23,333,333원채권, 경매 배당금
코리아펀딩8,720,500,000원주식
모자이크펀딩2,205,000,000원육류
2020년 1분기 기준

최고의 P2P 사업자 신용 대출

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c - Image\" data-eventlabel=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.zoomfund.co.kr%2Floan%2Floan\"\u003E\u003Cimg alt=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/zoomfund-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/zoomfund-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/zoomfund-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c - Button\" data-eventlabel=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.zoomfund.co.kr%252Floan%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c - Image\" data-eventlabel=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.zoomfund.co.kr%2Floan%2Floan\"\u003E\u003Cimg alt=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/zoomfund-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/zoomfund-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/zoomfund-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c - Button\" data-eventlabel=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc90c\ud380\ub4dc \uac1c\uc778\uc0ac\uc5c5\uc790 \uc2e0\uc6a9\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.zoomfund.co.kr%252Floan%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: 8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c - Image\" data-eventlabel=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2F8percent.kr%2Floan%2Findex%2Fbusiness%2F\"\u003E\u003Cimg alt=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eightpercent-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eightpercent-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eightpercent-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: 8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c - Button\" data-eventlabel=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252F8percent.kr%252Floan%252Findex%252Fbusiness%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: 8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c - Image\" data-eventlabel=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2F8percent.kr%2Floan%2Findex%2Fbusiness%2F\"\u003E\u003Cimg alt=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eightpercent-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eightpercent-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eightpercent-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: 8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c - Button\" data-eventlabel=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"8\ud37c\uc13c\ud2b8 \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252F8percent.kr%252Floan%252Findex%252Fbusiness%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c - Image\" data-eventlabel=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fv2.cocktailfunding.com%2Floan\"\u003E\u003Cimg alt=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/cocktailfunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/cocktailfunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/cocktailfunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c - Button\" data-eventlabel=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fv2.cocktailfunding.com%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c - Image\" data-eventlabel=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fv2.cocktailfunding.com%2Floan\"\u003E\u003Cimg alt=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/cocktailfunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/cocktailfunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/cocktailfunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c - Button\" data-eventlabel=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uce75\ud14c\uc77c\ud380\ub529 \ubc95\uc778\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fv2.cocktailfunding.com%252Floan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c - Image\" data-eventlabel=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.midrate.co.kr%2Floan%2Fguide\"\u003E\u003Cimg alt=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/midrate-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/midrate-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/midrate-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c - Button\" data-eventlabel=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.midrate.co.kr%252Floan%252Fguide\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c - Image\" data-eventlabel=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.midrate.co.kr%2Floan%2Fguide\"\u003E\u003Cimg alt=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/midrate-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/midrate-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/midrate-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c - Button\" data-eventlabel=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ubbf8\ub4dc\ub808\uc774\ud2b8 \ubc95\uc778, \uc0ac\uc5c5\uc790 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.midrate.co.kr%252Floan%252Fguide\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

사업을 하며 급하게 자금이 필요하지만 담보로 맡길 만한 자산이 없는 사업자 들에게 1금융권 은행은 이상적이지 않을 수 있습니다. 1금융권의 대출은 심사절차가 까다롭고 오래걸리기 때문입니다. 반면 P2P 대출 서비스는 단기간에 합리적인 금리로 사업자 대출을 제공하고 있어 빨리 자금을 확보해야하는 사업자들에게는 좋은 수단이 될수 있습니다.

P2P 사업자 신용 대출 금리 비교

개인 신용 대출과 비슷하게 사업자 대출 또한 담보가 없기 때문에 평균적으로 금리가 높으며 개인 사업자의 신용도에 따라 금리가 크게 다를 수 있습니다. 하지만 사업은 큰 돈이 들어가는 만큼 대출한도 또한 높습니다.

최고 규모의 사업자 신용 P2P대출 플랫폼 정리

서비스 명금리대출한도최고대출기간
줌펀드4.40~18.50%3,000만원12개월
8퍼센트5.00~23.90%20억원12개월
칵테일펀딩11.50~17.50%50억원12개월
미드레이트5.5~15.5%1억원24개월
펀디드11.50~17.50%3,000만원12개월
2020년 1분기 기준

최고의 부동산PF/건축자금 P2P 대출

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c - Image\" data-eventlabel=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.daily-funding.com%2Fm_index.php\"\u003E\u003Cimg alt=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dailyfunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dailyfunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dailyfunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c - Button\" data-eventlabel=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.daily-funding.com%252Fm_index.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c - Image\" data-eventlabel=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.daily-funding.com%2Fm_index.php\"\u003E\u003Cimg alt=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dailyfunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dailyfunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dailyfunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c - Button\" data-eventlabel=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ub370\uc77c\ub9ac\ud380\ub529 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.daily-funding.com%252Fm_index.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \uc5b4\ub2c8\uc2a4\ud2b8\ud380\ub4dc \uc18c\ud615 \uac74\ucd95\uc790\uae08 \ub300\ucd9c - 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Button\" data-eventlabel=\"\uc5b4\ub2c8\uc2a4\ud2b8\ud380\ub4dc \uc18c\ud615 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc5b4\ub2c8\uc2a4\ud2b8\ud380\ub4dc \uc18c\ud615 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.honestfund.kr%252Floan%252Fspf%252Fguide\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c - Image\" data-eventlabel=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Floan.terafunding.com%2Fconstruct-loan\"\u003E\u003Cimg alt=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c - Button\" data-eventlabel=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Floan.terafunding.com%252Fconstruct-loan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c - Image\" data-eventlabel=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Floan.terafunding.com%2Fconstruct-loan\"\u003E\u003Cimg alt=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/tera-funding 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c - Button\" data-eventlabel=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud14c\ub77c\ud380\ub529 \uac74\ucd95\uc790\uae08\ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Floan.terafunding.com%252Fconstruct-loan\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c - Image\" data-eventlabel=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.vfunding.co.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c - Button\" data-eventlabel=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.vfunding.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate p2p_loans: \ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c - Image\" data-eventlabel=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" rel=\"noopener\" target=\"_blank\" title=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Fwww.vfunding.co.kr%2Floan%2Floan.php\"\u003E\u003Cimg alt=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/vfunding-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate p2p_loans: \ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c - Button\" data-eventlabel=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ube0c\uc774\ud380\ub529 \uac74\ucd95\uc790\uae08 \ub300\ucd9c\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.vfunding.co.kr%252Floan%252Floan.php\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

부동산PF 대출로도 알려진 건축자금 대출은 부동산 개발기업에 특화된 대출입니다. 저축은행 등 2금융권의 심사기간은 20일에서 40일의 영업일이 걸리는 반면 P2P 대출 플랫폼은 보통 10 영업일 내 심사결과를 알 수 있으며 2금융권의 건축자금대출은 착공전에만 가능하지만 P2P 플랫폼의 건축자금 대출은 토지매입, 건자재 구매, 착공 전 등 모든 단계에서 대출을 받아 쓸 수 있다는 장점이 있습니다.

최고 규모의 부동산PF P2P대출 플랫폼 정리

서비스 명최저금리심사기간
데일리펀딩연10%평균8영업일
어니스트펀드연11%최대10영업일
테라펀딩연11%10영업일
브이펀딩미확인미확인
타이탄인베스트미확인미확인
2020년 1분기 기준

고려해야할 요인들

P2P 대출을 생각하고 계시다면 금리, 대출한도, 기간 외 고려해야할 요인들은 여럿 있습니다. 그 중 특히 중요한 것을 정리 했습니다.

1금융권에서 대출을 했을 경우 중도상환 수수료를 제시하며 보통 중도상환을 권장하지 않습니다. 은행입장에선 이자 수입이 줄어들기 때문입니다. 하지만 대부분 P2P 대출 플랫폼은 중도상환 수수료를 부과하지 않기 때문에 빠른 상환이 가능하다면 최대한 빨리 대출금을 상환하는 것이 효율적일 수 있습니다. 플랫폼 별로 전액 상환만 가능하거나 수수료를 부과하는 곳이 있기 때문에 대출 전 꼭 확인하시길 바랍니다.
현재 P2P대출을 받을경우 신용등급에 영향을 미치치 않습니다. 하지만 신용정보조회 기록이 보관되며 타 금융기관에 대출정보가 공유될 수 있습니다. 더불어 대출금 연체시에는 연체이력이 등재되고 대출 금리가 올라갈 뿐 아니라 신용등급마저 하락될 수 있으므로 꼭 유의하시길 바랍니다.
대한민국에는 P2P 투자및 대출 서비스를 제공하는 업체가 수백개 있지만 모두 금융감독원, 더 나아가 한국P2P금융협회에 가입되어 있지는 않습니다. 금융감독원에는 246개의 업체, 그 중 44개의 업체가 한국P2P금융협회에 소속되어 있으며 이를 위해선 일정 운영자료를 공시해야합니다. 따라서 새로운 P2P 플랫폼을 이용하기 전에 최소한 금융감독원의 금융소비자 정보포털에 등록되어 있는지 꼭 확인해야 불법 금융행위로 인한 리스크를 최소화 할 수 있습니다.

P2P 대출 조사 방법론

밸류챔피언의 P2P 대출 플랫폼 분석에는 한국P2P금융협회가 제공한 45곳의 P2P 플랫폼의 투자 상품별 누적대출액을 활용하였습니다. 더 나아가 각각 플랫폼 웹사이트에서 수집한 정보로 보완하여 각 플랫폼의 성과를 비교하였습니다. 이를 바탕으로 각 플랫폼의 규모, 금리, 한도, 그리고 특징을 산출하여 최고의 P2P 대출 플랫폼만을 선정하였습니다. 밸류챔피언에서는 시중에 출시되어 있는 모든 상품을 동시에 비교, 분석하여 정보를 제공합니다. 특히 소비자 분의 경제 상황 및 조건은 상이할 수 있지만 정보의 일관성을 유지하기 위해 저희는 리서치 방법론 확립에 부단히 노력하고 있습니다.

P2P금융 플랫폼 조사대상 목록
피플펀드테라펀딩렌딧
코리아펀딩투게더펀딩렌딩사이언스
펀다모자이크펀딩어니스트펀드
데일리펀딩탑펀드프로핏
미드레이트8퍼센트줌펀드
브이펀딩헬로펀딩시소펀딩
미라클펀딩펀디드칵테일펀딩
타이탄인베스트크레파스펀딩펀펀딩
Roy Cho

조동우 (Roy Cho) 애널리스트는 정기예금, 적금, 그리고 P2P금융등의 투자상품과 플랫폼 분석 업무를 담당하고 있습니다. 밸류챔피언에서 근무하기 전에는 미국 로스앤젤레스의 USC에서 경제학 석사학위를 취득하였습니다.