2021년 최고의 정기예금 금리 비교

정기예금은 정해진 기간 동안 은행에 돈을 맡기고 약정된 이자를 받는 금융상품입니다. 따라서 자신에 맞는 금리상품을 찾을 때는 이율, 이자 산정 방식, 예치 기간, 가입금액 등의 요소를 고려해야 합니다. 밸류챔피언에서 12개의 은행과 60개의 저축은행이 제공하는 수백 개의 금융상품을 비교하여 최고의 예금 상품을 선별했습니다.

1금융권 단기 예금 이율 비교

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \ucf00\uc774\ubc45\ud06c \uc8fc\uac70\ub798\uc6b0\ub300 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\ucf00\uc774\ubc45\ud06c \uc8fc\uac70\ub798\uc6b0\ub300 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ucf00\uc774\ubc45\ud06c \uc8fc\uac70\ub798\uc6b0\ub300 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/7?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kbanknow.com%252Fib20%252Fmnu%252FFPMDPT040000%253Fib20_wc%253DFPMMAN0000000201V%253AFPMMAN0000000201V\"\u003E\u003Cimg alt=\"\ucf00\uc774\ubc45\ud06c \uc8fc\uac70\ub798\uc6b0\ub300 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kbank-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/kbank-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kbank-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kbank-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \ucf00\uc774\ubc45\ud06c \uc8fc\uac70\ub798\uc6b0\ub300 \uc815\uae30\uc608\uae08 - 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Image\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/35?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\u003Cimg alt=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/dg-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08 - 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Image\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/35?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\u003Cimg alt=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/dg-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08 - Button\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/35?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/28?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080101%252F1419642_115126.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/hana-3\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/28?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080101%252F1419642_115126.jsp\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/28?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080101%252F1419642_115126.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/hana-3\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub9ac\ud2c0\ube45 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/28?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080101%252F1419642_115126.jsp\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

단기예금 유동적으로 예금을 예치하고 싶으신 분들에게 제일 적합한 상품들입니다. 단기적 예금은 갑작스러운 지출이 생기거나 시장이 바뀔 때 유동적으로 대처할 수 있다는 장점이 있습니다. 예를들어 기준금리가 인상을 예상된다면 하여 장기간 동안 자금을 맡기지 않고 나중에 재투자 기회를 노릴 수 있는 금융 상품이라 할 수 있습니다.

1금융권 단기 예금 이율 비교
1금융권 단기 예금 이율 비교

예금 금리는 보통 예치 기간이 길어질수록 높아지기 때문에 단기 예금의 금리는 비교적 낮다는 단점이 있습니다. 1년 만기 예금의 경우 평균 금리는 1.06%이며 선택한 예금상품과 충족하는 우대조건에 따라 최고 1.50%의 이윤을 기대할 수 있겠습니다.

1금융권 장기 예금 이율 비교

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Image\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/35?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\u003Cimg alt=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/dg-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08 - Button\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/35?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08 - Image\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/35?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\u003Cimg alt=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/dg-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08 - Button\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 DGB\uc8fc\uac70\ub798\uc6b0\ub300\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/35?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/36?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fibs.jbbank.co.kr%252F\"\u003E\u003Cimg alt=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/jb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/jb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/jb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/jb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/36?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fibs.jbbank.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/36?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fibs.jbbank.co.kr%252F\"\u003E\u003Cimg alt=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/jb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/jb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/jb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/jb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc804\ubd81\uc740\ud589 \uc2a4\ub9c8\ud2b8\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/36?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fibs.jbbank.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/37?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kjbank.com%252Fib20%252Fmnu%252FFPMDPTR030100\"\u003E\u003Cimg alt=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kj-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/kj-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kj-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kj-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/37?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kjbank.com%252Fib20%252Fmnu%252FFPMDPTR030100\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/37?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kjbank.com%252Fib20%252Fmnu%252FFPMDPTR030100\"\u003E\u003Cimg alt=\"\uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kj-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/kj-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kj-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kj-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uad11\uc8fc\uc740\ud589 \uc2a4\ub9c8\ud2b8\ubaa8\uc544Dream\uc815\uae30\uc608\uae08 - 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장기 예금은 미래에 기준 금리가 하락하기 전에 높은 이율을 확보하고 싶으시거나, 리스크 없이 장기간동안 목돈을 꾸준히 굴리고 싶으신 분들에게 적합합니다. 장기적으로 돈이 묶여있다는 단점이 있지만 큰 액수의 예치금이라면 적지 않은 이자를 얻을 수 있으며 주택구매, 자녀학자금 등 전략적인 소비를 계획할 수 있습니다.

1금융권 장기 예금 이율 비교
1금융권 장기 예금 이율 비교

장기 예금은 단기보다 비교적 금리가 높다는 장점이 있습니다. 36개월 만기를 기준으로 예금의 평균금리는 1.13%였으며 가장 높은 금리를 제공하는 상품을 선택하여 우대금리 조건을 충족할 경우 최고 1.60%의 금리를 받을 수 있습니다.

최고의 1금융권 변동금리 예금 비교

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08 - Image\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/38?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\u003Cimg alt=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/dg-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08 - 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Image\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/38?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\u003Cimg alt=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/dg-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/dg-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08 - Button\" data-eventlabel=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"DGB\ub300\uad6c\uc740\ud589 \uc790\uc720\ub9cc\uae30\ud68c\uc804\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/38?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.dgb.co.kr%252Fcom_ebz_fpm_main.act\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II - Image\" data-eventlabel=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" rel=\"nofollow noopener\" target=\"_blank\" title=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" href=\"\/redirect\/fixed_deposits\/11?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsmartmarket.nonghyup.com%252F\"\u003E\u003Cimg alt=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/nh-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/nh-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/nh-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/nh-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II - Button\" data-eventlabel=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" href=\"\/redirect\/fixed_deposits\/11?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsmartmarket.nonghyup.com%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II - Image\" data-eventlabel=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" rel=\"nofollow noopener\" target=\"_blank\" title=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" href=\"\/redirect\/fixed_deposits\/11?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsmartmarket.nonghyup.com%252F\"\u003E\u003Cimg alt=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/nh-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/nh-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/nh-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/nh-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II - Button\" data-eventlabel=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"NH\ub18d\ud611\uc740\ud589 NH\uc648\uce20\ud68c\uc804\uc608\uae08 II\" href=\"\/redirect\/fixed_deposits\/11?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsmartmarket.nonghyup.com%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/39?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.suhyup-bank.com%252F\"\u003E\u003Cimg alt=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/sh-2\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/39?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.suhyup-bank.com%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/39?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.suhyup-bank.com%252F\"\u003E\u003Cimg alt=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/sh-2\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 \uc0ac\ub791\ud574\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/39?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.suhyup-bank.com%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/40?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526isNew%253DN%2526prcode%253DDP01000214\"\u003E\u003Cimg alt=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/kb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/40?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526isNew%253DN%2526prcode%253DDP01000214\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/40?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526isNew%253DN%2526prcode%253DDP01000214\"\u003E\u003Cimg alt=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/kb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 \uad6d\ubbfc\uc218\ud37c\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/40?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526isNew%253DN%2526prcode%253DDP01000214\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

변동금리 (혹은 연동금리) 예금은 일정 회전주기 (매월, 매년 등)마다 실세 시장금리를 반영하는 금융상품입니다. 상품마다 CD, KORIBOR등, 어느 특정 시장지표를 반영하는지는 천차만별이지만, 결국 한국의 모든 시장지표는 한국은행의 기준금리가 좌지우지합니다. 이 때문에 금리 상승기에는 큰 이득을 얻으실 수도 있지만 반대로 예상치 못한 금리 하락기에는 피해를 보실 수도 있으니 처음으로 예금을 시작하시는 분들보단 좀 더 시장에 관심을 가지시는 분들에게 더 추천드립니다.

1금융권 변동금리 예금 비교
1금융권 변동금리 예금 비교

현재 1금융권에서 제공되고 있는 변동금리 예금의 평균금리는 0.68%이며 이는 고정금리 예금의 평균금리보다 현저히 낮은 수치입니다. 변동금리 예금은 기준금리가 상승세를 보이거나 역대 최저치를 기록하고 있을 때 가장 적합하기 때문에 많은 가입자가 몰리고 있어 현재 제공되고 있는 금리는 낮습니다. 하지만 기준금리가 역대 최저인 지금 금리가 더 하락할 가능성은 작아 보이며 기준금리가 상승한다면 높은 이자소득을 기대할 수 있겠습니다.

최고의 2금융권 단기 예금 비교

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Image\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/42?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\u003Cimg alt=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/sbi-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/42?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/42?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\u003Cimg alt=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/sbi-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/42?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74) - Image\" data-eventlabel=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" href=\"\/redirect\/fixed_deposits\/16?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.samhosb.co.kr%252F\"\u003E\u003Cimg alt=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/samho_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74) - 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Image\" data-eventlabel=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" href=\"\/redirect\/fixed_deposits\/16?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.samhosb.co.kr%252F\"\u003E\u003Cimg alt=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/samho_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74) - Button\" data-eventlabel=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" href=\"\/redirect\/fixed_deposits\/16?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.samhosb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/43?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252FDepDein0200.act\"\u003E\u003Cimg alt=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/goryo_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/43?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252FDepDein0200.act\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/43?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252FDepDein0200.act\"\u003E\u003Cimg alt=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/goryo_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/43?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252FDepDein0200.act\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

2금융권은 1금융권의 은행들보다 작고 잘 알려지지 않아 리스크가 높게 느껴질 수 있습니다. 더불어 2금융권은 상대적으로 운용자금이 적다 보니 영업점 수가 적고, 고객서비스가 1금융권보다 약할 수 있는 것 또한 사실입니다. 하지만, 2금융권의 다양한 저축은행의 예금상품들은 1금융권처럼 원금과 이자를 포함한 5천만 원까지 예금보험공사에 의해 보호받고 있으며, 은행에 비해 금리가 높기 때문에 소액을 단기간만 예금하셔도 효율적으로 재테크를 할 수 있습니다. 또한, 5천만 원이 넘는 큰 액수를 리스크 없이 예금하려 하신다면 여러 저축은행에 5천만 원 이하를 예금하여 높은 수익과 낮은 리스크, 두 마리 토끼를 동시에 잡을 수도 있습니다.

2금융권 단기 예금 금리 비교
2금융권 단기 예금 금리 비교

2금융권 저축은행의 12개월 만기 평균금리는 1금융권보다 0.79% 높은 1.85%이며 밸류챔피언 애널리스트 팀이 선정한 예금 상품을 선택하면 최고 2.10%의 금리를 받을 수 있어 높은 이율을 받으시고 예금액을 유동성 있게 예치하실 수 있습니다.

최고의 2금융권 장기 예금 비교

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/43?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252FDepDein0200.act\"\u003E\u003Cimg alt=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/goryo_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - 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Button\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/43?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252FDepDein0200.act\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/41?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.welcomebank.co.kr%252Fib20%252Fmnu%252FIBNFPMDSP003%2523wrapper\"\u003E\u003Cimg alt=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/welcome-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/welcome-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/welcome-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/welcome-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/41?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.welcomebank.co.kr%252Fib20%252Fmnu%252FIBNFPMDSP003%2523wrapper\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/41?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.welcomebank.co.kr%252Fib20%252Fmnu%252FIBNFPMDSP003%2523wrapper\"\u003E\u003Cimg alt=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/welcome-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/welcome-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/welcome-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/welcome-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc6f0\ucef4\uc800\ucd95\uc740\ud589 e-\uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/41?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.welcomebank.co.kr%252Fib20%252Fmnu%252FIBNFPMDSP003%2523wrapper\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/46?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\u003Cimg alt=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/sbi-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/46?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/46?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\u003Cimg alt=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/sbi-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/46?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74) - Image\" data-eventlabel=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" href=\"\/redirect\/fixed_deposits\/16?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.samhosb.co.kr%252F\"\u003E\u003Cimg alt=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/samho_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74) - Button\" data-eventlabel=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" href=\"\/redirect\/fixed_deposits\/16?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.samhosb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74) - Image\" data-eventlabel=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" href=\"\/redirect\/fixed_deposits\/16?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.samhosb.co.kr%252F\"\u003E\u003Cimg alt=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/samho_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/samho_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74) - Button\" data-eventlabel=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc0bc\ud638\uc800\ucd95\uc740\ud589 \uc815\uae30\uc608\uae08 \ubcf5\ub9ac\uc2dd (\ube44\ub300\uba74)\" href=\"\/redirect\/fixed_deposits\/16?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.samhosb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

만기 기간이 길어질수록 은행에 뭔가 잘못될 리스크가 높아지기 때문에 장기 예금의 금리 단기보다 높습니다. 하지만 2금융권의 저축은행은 1금융권 은행과 같이 원금과 이자를 포함한 5천만 원 이하의 금액에 예금보험공사의 보호를 받기 때문에 리스크는 사실상 없다고 봐도 되겠습니다. 만약 5천만 원 이상의 금액의 리스크마저 제거하고 싶다면 여러 저축은행에 5천만 원 이하의 금액을 예치하면 리스크를 제거할 수 있습니다.

최고의 2금융권 장기 예금 비교
최고의 2금융권 장기 예금 비교

36개월 만기 예금을 기준으로 저축은행의 평균 금리는 1.91%입니다. 이는 12개월 저축은행 예금의 평균금리인 1.85%보다 0.06% 높으며 1금융권 은행의 평균 금리보다 0.78% 높기 때문에 가장 높은 금리로 예금을 하고 싶으시다면 꼭 고려해야 하는 재테크입니다.

최고의 2금융권 변동금리 예금 금리 비교

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: SBI\ud68c\uc804 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"SBI\ud68c\uc804 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\ud68c\uc804 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/44?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\u003Cimg alt=\"SBI\ud68c\uc804 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/sbi-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sbi-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: SBI\ud68c\uc804 \uc815\uae30\uc608\uae08 - 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Button\" data-eventlabel=\"SBI\ud68c\uc804 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"SBI\ud68c\uc804 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/44?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.sbisb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac) - Image\" data-eventlabel=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" href=\"\/redirect\/fixed_deposits\/20?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fpepperbank.ibs.fsb.or.kr%252F\"\u003E\u003Cimg alt=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/pepper_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/pepper_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/pepper_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/pepper_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac) - Button\" data-eventlabel=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" href=\"\/redirect\/fixed_deposits\/20?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fpepperbank.ibs.fsb.or.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac) - Image\" data-eventlabel=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" href=\"\/redirect\/fixed_deposits\/20?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fpepperbank.ibs.fsb.or.kr%252F\"\u003E\u003Cimg alt=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/pepper_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/pepper_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/pepper_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/pepper_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac) - Button\" data-eventlabel=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud398\ud37c \uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08 (\ubcf5\ub9ac)\" href=\"\/redirect\/fixed_deposits\/20?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fpepperbank.ibs.fsb.or.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/45?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.eugenebank.com%252Fdeposit%252Fgoods.do%253Fgds_cd%253DDA102%2526gds_clss_cd%253DDA\"\u003E\u003Cimg alt=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eugene-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/eugene-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eugene-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eugene-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/45?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.eugenebank.com%252Fdeposit%252Fgoods.do%253Fgds_cd%253DDA102%2526gds_clss_cd%253DDA\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08 - Image\" data-eventlabel=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/45?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.eugenebank.com%252Fdeposit%252Fgoods.do%253Fgds_cd%253DDA102%2526gds_clss_cd%253DDA\"\u003E\u003Cimg alt=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eugene-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/eugene-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eugene-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/eugene-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08 - Button\" data-eventlabel=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc720\uc9c4 \ud68c\uc804 \uc815\uae30\uc608\uae08\" href=\"\/redirect\/fixed_deposits\/45?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.eugenebank.com%252Fdeposit%252Fgoods.do%253Fgds_cd%253DDA102%2526gds_clss_cd%253DDA\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac - Image\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" href=\"\/redirect\/fixed_deposits\/21?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252F\"\u003E\u003Cimg alt=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/goryo_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac - Button\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" href=\"\/redirect\/fixed_deposits\/21?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac - Image\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" href=\"\/redirect\/fixed_deposits\/21?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252F\"\u003E\u003Cimg alt=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" class=\"ShortcodeImage--image lazyload\" style=\"width: 200px;\" data-src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1\" src=\"\/\/res.cloudinary.com\/valuechampion\/image\/upload\/e_blur:1000,q_1,f_auto\/referral_logos\/kr\/loans\/goryo_sb-1\" data-srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/goryo_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate fixed_deposits: \uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac - Button\" data-eventlabel=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uace0\ub824\uc800\ucd95\uc740\ud589 \ud68c\uc804\uc815\uae30\uc608\uae08\ubcf5\ub9ac\" href=\"\/redirect\/fixed_deposits\/21?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.goryosb.co.kr%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

2금융권은 현재 많은 변동금리 예금 상품을 제공하지 않고 있으며, 대부분 상품은 1년 만기 이상인 장기 상품입니다. 하지만 1금융권과는 달리 2금융권의 변동금리 예금상품은 고정금리 예금상품보다 평균금리가 높기 때문에 이후에 기준금리가 상승할 것으로 예상하는 예금자에게 가장 적합한 상품입니다.

최고의 2금융권 변동금리 예금 금리 비교
최고의 2금융권 변동금리 예금 금리 비교

2금융권 변동금리 예금의 평균금리는 1.92%이며 이는 1금융권의 변동금리 예금의 평균금리보다 1.24% 높은 금리입니다. 2금융권의 변동금리 예금의 평균금리는 고정금리 예금보다 높지만 밸류챔피언 애널리스트 팀이 선정한 고정금리 상품의 최고예금이 변동금리 최고금리보다 높기 때문에 기준금리가 상승세를 보일 때 이자소득이 최대화되겠습니다.

자주묻는질문

적금은 소액을 매달 저축하여 이자와 함께 묵돈을 마련하는 금융상품입니다. 예금은 이미 가지고 있는 묵돈을 예치 시켜 만기 이자를 버는, 묵돈을 굴리는 상품입니다. 아직 큰 자산이 없는 분들에겐 적금을 들어 묵돈을 만드는 첫 단계를 추천 드립니다.
1금융권에는 모두에게 익숙한 시중은행(국민, 하나, 신한, 우리)과 더불어 특수은행과 지방은행이 포함되어 있습니다. 규모가 크고 신용등급이 높아 금리는 낮은 편이지만 전국적으로 지점이 많고 고객 유치에 투자를 많이 하므로 예금하기에는 제일 편리한 곳입니다. 또한 저축은행중앙회 공시자료에 따르면 2금융권 기업들의 민원률은 십만 명당 1.29건으로 1금융권보다 4배 정도 많습니다. 그래도 높은 수준은 아니지만 유의하셔야 할 사항입니다. 2금융권은 증권사, 종합금융회사, 보험회사, 카드사, 캐피탈, 저축은행 등을 말합니다. 1금융권보다는 리스크가 더 높지만 그만큼 높은 금리를 제공하여 저축에 유리하고, 대부분 예금상품은 1금융권처럼 예금보험공사의 보호를 받습니다.
확정금리 예금은 묵돈이 예치된 동안은 금리가 고정되어있다는 뜻입니다. 변동금리는 예치기간 동안 일정 회전 기간(매월 혹은 매년)마다 금리가 실세 시장금리를 반영하여 바뀝니다. 시장금리는 한국은행의 기준금리정책과 더불어 시장의 움직임에 바뀌는 경우가 많아 한국은행의 발표와 시장 동향에 주시하여야겠습니다.

시장 금리가 안정적이거나 인상중인 경우: 변동금리

많은 변동금리 상품은 확정금리 상품보다 리스크가 높기 때문에 같은 만기의 상품보다 금리가 0.1% 높은 편입니다. 게다가 기준금리까지 올라간다면, 그만큼 이윤을 올리실 수 있습니다. 기준금리가 역대 최저인 지금, 시장이 어떻게 반응할지 지켜봐야 하겠습니다.

시장 금리가 인하중인 경우: 확정금리

시장금리가 인하 중이거나 곧 인하 할것 같다면 금리가 더 떨어지기 전에 높은 확정금리를 확보하여 장기적인 이윤을 꾀하시는 것이 좋습니다.

조동우 Roy Cho

조동우 (Roy Cho) 애널리스트는 정기예금, 적금, 그리고 P2P금융등의 투자상품과 플랫폼 분석 업무를 담당하고 있습니다. 밸류챔피언에서 근무하기 전에는 미국 로스앤젤레스의 USC에서 경제학 석사학위를 취득하였습니다.