2020년 최고의 적금 금리 비교

적금은 소액을 매달 저축하여 이자와 함께 묵돈을 마련하는 금융상품입니다. 밸류챔피언은 18개의 1금융권 은행과 60여개의 2금융권 저축은행이 제공하는 수백개의 금융상품들의 금리, 적금기간, 월납입액 등을 비교하여 최고의 적금 상품을 선별해 보았습니다.

최고의 1금융권 적금
최고의 2금융권 적금

최고의 1금융권 적금

처음으로 재테크를 시작하시는 분이라면 적은 금액을 꾸준히 저축하여 이자와 함께 묵돈을 마련하는 적금을 추천드립니다. 밸류챔피언은 수많은 1금융권 믁돈만들기 상품을 비교하여 만기별로 최고의 상품들을 선정해 봤습니다. 이중 단기적금은 매달 수입과 지출이 불안정 할 수 있는 사회초년생들에게는 좋은 첫 걸음이고, 반대로 수입과 지출이 안정적인 분이라면 장기적으로 묵돈을 마련하실 수 있는 장기적금을 추천합니다.

1금융권 최고의 적금1년만기 이율 비교 차트

최고의 1금융권 단기적금

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Button\" data-eventlabel=\"\uc81c\uc8fc\uc740\ud589 jBank \uc800\uae08\ud1b5\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc81c\uc8fc\uc740\ud589 jBank \uc800\uae08\ud1b5\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.e-jejubank.com%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a - Image\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsuhyup-bank.com%252F\"\u003E\u003Cimg alt=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a - Button\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsuhyup-bank.com%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a - Image\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsuhyup-bank.com%252F\"\u003E\u003Cimg alt=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/sh-2 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a - Button\" data-eventlabel=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"Sh\uc218\ud611\uc740\ud589 Sh\uc633\ub2e4!All\u591a\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fsuhyup-bank.com%252F\"\u003E\uae08\ub9ac \ubcf4\uae30 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
상품명종류6개월1년월납입액
우리 WON 모아 적금정기적립4.00%-1천원~30만원
대구 쓰담쓰담적금자유적립-3.75%10만원~50만원
jBank 저금통적금자유적립3.10%3.50%1만원~300만원
KB 1코노미 스마트적금정기적립2.10%2.50%1만원-무제한
위 금리는 급여이체, 공과금 자동이체, 일정 거래실적 등, 쉽게 충족할 수 있는 우대금리 조건을 적용한 수치입니다.
1금융권 최고의 단기정금 이율 비교
재테크의 첫 걸음으론 단기적금이 이상적입니다. 만기가 짧기 때문에 예상치 못 한 일이 생길 확률이 적어 중도해지 리스크도 적고, 적금을 만기 수령하셨다는 성취감도 느껴 일석이조 효과를 거둘 수 있습니다. 우리 WON 모아 적금, 대구은행 쓰담쓰담적금과, jBank 저금통적금은 2년 이상 만기의 상품들보다 더 높은 이자를 제공하는 상품들입니다. 특히 단기적으로 소득이 불안정한 아르바이트생 이시거나 계약직에게는 자유적립식 적금인 jBank 저금통적금을 추천드립니다. 이 상품은 월최저납입한도가 낮고, 월최고납입한도 또한 300만원으로 높으므로, 소득 불안정 하신 분, 소득이 높아 저축금도 높으신 분에게 추천 드립니다. 월저축금이 300만원이 넘는 고소득자분들에겐 이율이 약간 적지만 월최고납입한도가 없는 KB 1코노미 스마트적금을 이용하시는게 제일 효율적일 수 있습니다.
적금우대금리 조건
우리 WON모아 적금마케팅 동의 항목 중 전화(휴대폰)와 SMS모두 동의 후 만기까지 유지한 경우 - 연 0.50%
우리 오픈뱅킹 서비스를 통하여 만기까지 매월 2회이상 우리은행 입출금통장에 입금시 - 연 2.00%
만기해지시 우리 오픈뱅킹 서비스에 타행계좌가 등록되어 있는 경우 - 연 0.50%
대구 쓰담쓰담적금예금기간 중 대구은행 계좌를 통한 대구은행 신용카드(체크카드 제외) 결제금액이 이 예금 입금누계 금액의
  • 30% 이상인 경우 - 연 0.40%
  • 40% 이상인 경우 - 연 0.80%
예금기간 중 대구은행 계좌를 통한 대구은행 신용카드(체크 카드 제외) 결제금액이 예금가입일 전날 기준 최근 1년간 대구은행 계좌를 통한 대구은행 신용카드(체크카드 제외) 결제금액보다
  • 300만원 이상 많은 경우 - 연 1.00%
  • 500만원 이상 많은 경우 - 연 1.40%
jBank 저금통 적금
  • 제주은행 모바일 뱅킹을 통해 가입 시 0.30%p 우대
  • 계좌신규 이후 계약기간 만기까지 당행 신용/체크카드 매입 실적이 있는 경우 0.50%p 우대
  • 추천인 우대금리 : 추천인 1인당 0.30%p(최대 3인까지) 최대 0.90%p 우대
1금융권 최고의 단기적금 우대조건

최고의 1금융권 장기적금 이율비교

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Image\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \uae09\uc5ec\ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \uae09\uc5ec\ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080102%252F1455929_115157.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc740\ud589 \uae09\uc5ec\ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc740\ud589 \uae09\uc5ec\ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \uae09\uc5ec\ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \uae09\uc5ec\ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080102%252F1455929_115157.jsp\"\u003E\uae09\uc5ec\ud558\ub098 \uc6d4\ubcf5\ub9ac\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08 - Image\" data-eventlabel=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fbank.shinhan.com%252F\"\u003E\u003Cimg alt=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/shinhan-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/shinhan-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/shinhan-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08 - Button\" data-eventlabel=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fbank.shinhan.com%252F\"\u003E\uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08 - Image\" data-eventlabel=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fbank.shinhan.com%252F\"\u003E\u003Cimg alt=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/shinhan-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/shinhan-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/shinhan-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08 - Button\" data-eventlabel=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc2e0\ud55c\uc740\ud589 \uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fbank.shinhan.com%252F\"\u003E\uccab\uac70\ub798 \uc138\ubc30\ub4dc\ub9bc \uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd - Image\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526%2525EC%25259B%2525B9%2525EC%252583%252581%2525ED%252592%252588%2525EC%2525BD%252594%2525EB%252593%25259C%253DDP000428%2526%2525EB%252585%2525B8%2525EB%252593%25259C%2525EC%2525BD%252594%2525EB%252593%25259C%253D00007%2526prcode%253DDP000428\"\u003E\u003Cimg alt=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd - Button\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526%2525EC%25259B%2525B9%2525EC%252583%252581%2525ED%252592%252588%2525EC%2525BD%252594%2525EB%252593%25259C%253DDP000428%2526%2525EB%252585%2525B8%2525EB%252593%25259C%2525EC%2525BD%252594%2525EB%252593%25259C%253D00007%2526prcode%253DDP000428\"\u003EKB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd - Image\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526%2525EC%25259B%2525B9%2525EC%252583%252581%2525ED%252592%252588%2525EC%2525BD%252594%2525EB%252593%25259C%253DDP000428%2526%2525EB%252585%2525B8%2525EB%252593%25259C%2525EC%2525BD%252594%2525EB%252593%25259C%253D00007%2526prcode%253DDP000428\"\u003E\u003Cimg alt=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd - Button\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 - \uc815\uae30\uc801\ub9bd\uc2dd\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fobank.kbstar.com%252Fquics%253Fpage%253DC016613%2526cc%253Db061496%253Ab061645%2526%2525EC%25259B%2525B9%2525EC%252583%252581%2525ED%252592%252588%2525EC%2525BD%252594%2525EB%252593%25259C%253DDP000428%2526%2525EB%252585%2525B8%2525EB%252593%25259C%2525EC%2525BD%252594%2525EB%252593%25259C%253D00007%2526prcode%253DDP000428\"\u003EKB\uad6d\ubbfc\ud504\ub9ac\ubbf8\uc5c4\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08 - Image\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080102%252F1419674_115157.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080102%252F1419674_115157.jsp\"\u003E\ub298~ \ud558\ub098\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08 - Image\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080102%252F1419674_115157.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana-3 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc740\ud589 \ub298~ \ud558\ub098\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kebhana.com%252Fcont%252Fmall%252Fmall08%252Fmall0801%252Fmall080102%252F1419674_115157.jsp\"\u003E\ub298~ \ud558\ub098\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
상품명종류2년3년4년5년월납입액
급여하나 월복리 적금자유적립2.90%3.10%--
신한 첫거래 세배드림 적금정기적립-3.30%--1천원~30만원
KB국민프리미엄적금정기/자유1.10%2.30%2.30%2.40%1만원~300만원
늘~ 하나적금자유적립3.00%3.10%3.10%3.30%1만원~300만원
위 금리는 급여이체, 공과금 자동이체, 일정 거래실적 등, 쉽게 충족할 수 있는 우대금리 조건을 적용한 수치입니다.
1금융권 최고의 장기적금 이율 비교
수입과 지출이 안정적인 분이라면 장기적으로 묵돈을 마련하실 수 있는 장기적금을 추천합니다. 장기적금은 높은 이율로 큰 묵돈을 모아 주택자금이나 자녀교육자금 등 전략적인 소비계획이 있는 분에게 이상적입니다. 위 상품들은 높은 금리를 제공하면서 월최저납입한도 또한 낮아 부담없이 저축하실 수 있습니다. 정기적으로 저축가능한 금액이 특히 높으신 분에겐 월최고납입한도 또한 3백만원으로 매우 높은 KB국민프리미엄적금 또는 늘~하나적금을 추천합니다. 정기적립 이외에도 자유적립식의 상품은 갑작스럽게 예상치 못한 지출이 생겨도 중도해지 위험이 없어 이자를 잃을 걱정이 없고, 갑자기 돈이 들어와도 저축하실 수 있어 융통성이 뛰어나 금리가 조금 낮아도 고려해볼만한 가치가 있는 적금상품입니다
적금우대금리 조건
신한 첫거래 세배드림 적금우대조건 1개 충족시 연 1.10%, 우대조건 2개 충족시 연 2.2%
  • 신한은행 정기예금 첫 신규
  • 신한은행 적금 첫 신규
  • 신한은행 '주택청약종합저축'(청년우대형 포함) 첫 신규
  • 신한카드 첫 신규하고 신한은행으로 결제계좌 지정한 경우
KB국민프리미엄적금신규일로부터 3개월이 경과한 날이 속한 달에 급여이체실적이 있는 계좌 또는 신규일로부터 3개월이 경과한 날이 속한 달에 30만원 이상의 KB국민카드 매입실적이 있는 계좌 - 연0.30%
단체가입우대/나라사랑우대/쿠폰우대
  • 12개월~24개월 미만 - 연0.60%
  • 24개월~36개월 미만 - 연0.70%
  • 36개월~60개월 미만 - 연0.90%
  • 60개월 - 연1.00%
※ 단체가입, 나라사랑, 쿠폰 우대이율은 중복 적용되지 않음
  • 단체가입 대상고객: 영업점에서 선정한 우대대상 업체(기관) 소속 직원 5인이상
  • 나라사랑 대상고객: 병역명문가, 현역군인, 입영대상자, 태권도 단(품)증 소지고객
  • 쿠폰우대 대상고객: 본부에서 선정하여 이메일을 통해 일괄 발송한 금리우대쿠폰을 소지한 고객
1금융권 최고의 장기적금 우대조건

최고의 2금융권 적금

2금융권 기업들은은 모두에게 생소할 수 있지만 높은 금리와 낮은 리스크로 고객을 유혹하는 상품들을 제공하고 있습니다. 생소함을 뛰어넘을 수만 있다면 모두에게 좋은 재테크 수단이 될 수 있는 상품들을 모아 봤습니다.

2금융권 최고의 적금 1년만기 이율 비교 차트

최고의 2금융권 적금 이율비교

{"items":["\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08 - Image\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kbsavings.com%252F\"\u003E\u003Cimg alt=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb_sb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08 - Button\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kbsavings.com%252F\"\u003EKB\uafc0\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08 - Image\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kbsavings.com%252F\"\u003E\u003Cimg alt=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb_sb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/kb_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08 - Button\" data-eventlabel=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"KB\uad6d\ubbfc\uc740\ud589 KB\uc800\ucd95\uc740\ud589 KB\uafc0\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.kbsavings.com%252F\"\u003EKB\uafc0\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08 - 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Button\" data-eventlabel=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.hanasavings.com%252Fnew%252Fdeposit%252FHOM030205.jsp\"\u003E\uce74\ub4dc&\uba38\ub2c8 \uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08 - Image\" data-eventlabel=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.hanasavings.com%252Fnew%252Fdeposit%252FHOM030205.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \uce74\ub4dc & \uba38\ub2c8 \uc815\uae30\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.hanasavings.com%252Fnew%252Fdeposit%252FHOM030205.jsp\"\u003E\uce74\ub4dc&\uba38\ub2c8 \uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08 - Image\" data-eventlabel=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.acuonsb.co.kr%252F\"\u003E\u003Cimg alt=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/acuon_sb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/acuon_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/acuon_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08 - Button\" data-eventlabel=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.acuonsb.co.kr%252F\"\u003E\uc9c1\uc7a5\uc778 \uc6b0\ub300\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08 - Image\" data-eventlabel=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.acuonsb.co.kr%252F\"\u003E\u003Cimg alt=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/acuon_sb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/acuon_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/acuon_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08 - Button\" data-eventlabel=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\uc560\ud050\uc628\uc800\ucd95\uc740\ud589 \uc9c1\uc7a5\uc778\uc6b0\ub300\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.acuonsb.co.kr%252F\"\u003E\uc9c1\uc7a5\uc778 \uc6b0\ub300\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n","\n\u003Cdiv class=\"AffiliateBannerMobile--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08 - Image\" data-eventlabel=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.hanasavings.com%252Fnew%252Fdeposit%252FHOM030204.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.hanasavings.com%252Fnew%252Fdeposit%252FHOM030204.jsp\"\u003E\ud50c\ub7ec\uc2a4 \uc815\uae30\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003Cdiv class=\"AffiliateBannerDesktop--root\"\u003E\n \u003Cdiv class=\"AffiliateBanner--root \"\u003E\n \u003Cdiv class=\"AffiliateBanner--image\"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--root \"\u003E\n \u003Cdiv class=\"ShortcodeImageBare--image-container\"\u003E\n \u003Ca class=\"js-event-click\" data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08 - Image\" data-eventlabel=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.hanasavings.com%252Fnew%252Fdeposit%252FHOM030204.jsp\"\u003E\u003Cimg alt=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" class=\"ShortcodeImage--image\" style=\"width: 200px;\" src=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1\" srcset=\"https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_1.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1 1x, https:\/\/res.cloudinary.com\/valuechampion\/image\/upload\/c_fit,dpr_2.0,f_auto,h_1600,q_auto,w_200\/v1\/referral_logos\/kr\/loans\/hana_sb-1 2x\"\u003E\u003C\/a\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003Cdiv class=\"AffiliateBanner--link\"\u003E\n \u003Cdiv class=\"AffiliateButton--root \"\u003E\n \u003Ca data-eventcategory=\"Affiliate savings_accounts: \ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08 - Button\" data-eventlabel=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" class=\"ShortcodeLink--root AffiliateButton--button js-event-click\" rel=\"nofollow noopener\" target=\"_blank\" title=\"\ud558\ub098\uc800\ucd95\uc740\ud589 \ud50c\ub7ec\uc2a4\uc815\uae30\uc801\uae08\" href=\"\/redirect?link=https%3A%2F%2Faffiliate.valuechampion.co.kr%2Fredirect%3Flink%3Dhttps%253A%252F%252Fwww.hanasavings.com%252Fnew%252Fdeposit%252FHOM030204.jsp\"\u003E\ud50c\ub7ec\uc2a4 \uc815\uae30\uc801\uae08 \u003C\/a\u003E\n\u003C\/div\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n"],"offsetPercentage":20}
상품명종류100일1년2년4년월납입액
KB저축 KB꿀적금정기적립2.20%---천원~10만원
하나저축 카드 & 머니 정기적금정기적립-4%--1만원~50만원
애큐온 직장인우대적금정기적립-3.10%3.20%-1만원~100만원
하나저축 플러스정기적금정기적립--3.20%3.40%1만원~100만원
위 금리는 급여이체, 공과금 자동이체, 일정 거래실적 등, 쉽게 충족할 수 있는 우대금리 조건을 적용한 수치입니다.
2금융권 최고의 적금 이율 비교
1금융권 은행보다 상대적으로 리스크가 많다는 인식 덕분에 2금융권 저축은행은 보통 더 높은 금리를 제공합니다. 적금의 경우엔 꼭 그렇지는 않지만 조금이라도 더 이자를 받고 싶다면 위 상품들을 추천드립니다. 2금융권의 적금상품들도 1금융권처럼 원금과 이자를 합친 5000만원 까지 예금보험공사에의해 보호를 받기 때문에 사실상 리스크는 없지만 시중은행에 비해 지점이 적어 이용에 약간 불편함이 있을 수 있습니다.
적금우대금리 조건
하나저축 카드&머니 정기적금
  • 온라인뱅킹,모바일브랜치 가입시 - 연0.1%
  • 상품가입일 이후, 하나카드 신규 및 이용확인 시 - 연1.00%
  • 만기이자를 하나머니로 적립 - 연0.1%
애큐온 직장인우대적금
  • 가입시점 당행 적립식 및 거치식 예금 미보유 고객 - 연0.20%
  • 가입시 개인정보 수집이용동의 시 - 연0.10%
  • 모바일뱅킹으로 가입하는 경우 - 연0.10%
  • 가입일부터 만기일까지 전자금융 거래기록 (이체,신규,만기해지) 7회 이상 시 - 연0.10%
하나저축 플러스정기적금
  • 온라인 뱅킹 가입 시 - 연0.10%
  • 2명이상 동시가입 시 - 연0.20% / 4명이상 동시가입 시 - 연0.40%
  • 당행보통예금 자동이체시 - 연0.2%
2금융권 최고의 적금 우대조건

자주묻는질문

자신에게 최적인 적금상품을 찾으려면 자신의 소득과 지출성향을 알고계셔야 합니다. 소득이 규칙적인지 아닌지, 충동적인 구매를 하지는 않는지, 그리고 미래 어떤 소비계획을 가지고 있는지 안다면 올바른 상품을 고르실 수 있습니다. 예를들어 소득이나 지출이 불규칙적이라면 융통성과 유동성이 높은 단기적, 자유적립 상품이 알맞습니다. 반대로 소득과 지출이 규칙적이면 장기적으로 높은 금리를 최대한 활용할 수 있는 장기적, 정기적립 상품이 효율적입니다.
적금은 소액을 매달 저축하여 이자와 함께 묵돈을 마련하는 금융상품입니다. 예금은 묵돈을 예치시켜 만기시기에 이자을 버는, 묵돈을 굴리는 상품입니다. 아직 큰 자산이 없는 분들에겐 적금을 들어 묵돈을 만드는 첫 단계를 추천 드립니다.
1금융권에는 모두에게 익숙한 시중은행 (국민, 하나, 신한, 우리)과 더불어 특수은행과 지방은행을 포함한 18개 은행을 일컫습니다. 보통, 1금융권 은행들보다 작은 2금융권 저축은행들은 고객을 유치하기 위하여 더 높은 금리를 제공하지만, 현재 적금 중에는 크게 높은 금리를 제공하는 저축은행이 없습니다. 저축은행들도 예금보험공사의 보호를 받기 때문에 리스크에 큰 차이는 없으니, 편의성을 고려하시고 구매하시는게 좋습니다.
1년 상품, 신규가입시 묵돈을 예치하여 총불입액이 1년이자를 받는 예금과는 다르게 적금의 이자는 다른 방법으로 책정됩니다. 예를들어 첫달의 가입액만 1년이자를 받고 2번째 월불입액은 11개월간의 이자를 받고, 3번째 월불입액은 10개월의 아자를 받는 등, 이자가 계속 줄어 듭니다. 때문에 적금의 금리가 생각했던 것 보다 적을 수 있습니다. 제품 구매전에 꼭 이자계산기로 얼만큼의 이자를 벌 수 있는지 확인하는것을 권장드립니다.

적금리서치 방법론은?

이 적금분석에는 18개의 1금융권 은행들과 60개의 2금융권 저축은행이 제공하는 수백개의 적금상품 자료를 활용하였습니다. 밸류챔피언에서는 간접비용을 줄여 높은 금리와 편의를 제공하고, 독자님께서 쉽게 비교, 가입하실 수 있는 인터넷/스마트 뱅킹 상품만 확인하였습니다. 공시금리와 상품별 특약은 예고없이 변경될 수 있으니 구매전 꼭 확인하시기 바랍니다. 소비자 분의 경제 상황 및 조건은 상이할 수 있지만 정보의 일관성을 유지하기 위해 저희는 리서치 방법론 확립에 부단히 노력하고 있습니다.

예금 조사대상 1금융권 은행 목록
KB국민은행하나은행신한은행
우리은행NH농협은행IBK기업은행
KDB산업은행한국씨티은행SC제일은행
Sh수협은행케이뱅크카카오뱅크
BNK부산은행DGB대구은행BNK경남은행
광주은행전북은행제주은행
예금 조사대상 2금융권 저축은행 목록
SBI저축은행OK저축은행한국투자저축은행
페퍼저축은행유진저축은행애큐온저축은행
상상인저축은행오성저축은행삼호저축은행
삼일저축은행고려저축은행OSB저축은행
등 60개 저축은행
예금 조사대상 은행 목록
Roy Cho

조동우 (Roy Cho) 애널리스트는 정기예금, 적금, 그리고 P2P금융등의 투자상품과 플랫폼 분석 업무를 담당하고 있습니다. 밸류챔피언에서 근무하기 전에는 미국 로스앤젤레스의 USC에서 경제학 석사학위를 취득하였습니다.